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High Loan-to-Value Mortgage Lending High Loan-to-Value Mortgage Lending

Charles Calomiris, Joseph Mason

Издател: AEI Press

High loan-to-value mortgage lending is a fast-growing sector of the mortgage industry that has evolved to meet the needs of today's consumers and to compensate for the deficiencies of consumer bankruptcy law. But some observers fear that such lending could undermine consumer-lender responsibilities and even the economy as a whole. The authors

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Poland: The Real State of Real Estate Poland: The Real State of Real Estate

Издател: Ernst & Young

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Американски мечти Американски мечти

Маргарита Карамихова

Издател: Кротал

Книгата се състои от две части. Първата част е посветена на социалните мрежи. В нея е коментирано защо и как най-новата ни имиграция в САЩ участва в множество отворени общности, които не

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In the River They Swim In the River They Swim

collective

Издател: Templeton Press

"In The River They Swim" is a collection of essays written by men and women directly involved in efforts to address poverty in developing countries. The book emphasizes a needed paradigm shift away from poverty relief toward wealth creation. Relieving poverty is a short-term solution. Economic development is the route to lifting the citizenry of

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Албанският национален въпрос и Балканите. Теренни проучвания/The Albanian National Problem and the Balkans Албанският национален въпрос и Балканите. Теренни проучвания/The Albanian National Problem and the Balkans

Антонина Желязкова

Издател: Международен център по проблемите на малцинствата и културните взаимодействия (ИМИР)/International Centre for Minority Studies and Intercultural Relations (IMIR)

Албанският възел в съвременния Балкански свят е изследователският обект на д-р Антонина Желязкова в монографията й "Албанският национален въпрос и Балканите. Теренни проучвания". Четирите

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Twice Adopted Twice Adopted

Michael Reagan

Издател: Broadman & Holman Publishers

Michael Reagan’s life is much more than just an interesting story. It is a testimony of how Christ allowed him to find healing from many of the issues that confront our culture today, such as sexual abuse, divorce, loneliness, the feeling of rejection, and the belief that God does not care about us. Michael Reagan’s first adoption gave him an

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Why Europe Should Embrace Turkey Why Europe Should Embrace Turkey

Heather Grabbe , Katinka Barysch , Steven Everts

Издател: Centre for European Reform (CER)

Many Turks heaved a sigh of relief in December 2004, when EU leaders declared that Turkey could start accession negotiations in October 2005. Some 40 years after the EU had first opened up the prospect of membership, that goal finally appeared to be within reach. Yet as the opening of those accession talks approaches, the mood in Turkey is

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On the Road to Democracy On the Road to Democracy

Vaclav Klaus

Издател: National Center for Policy Analysis

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Credit Risk of Mortgage Loans Credit Risk of Mortgage Loans

Krzysztof Jajuga

Издател: Polish Bank Association

The risk of an institution financing mortgage loans means a possibility of facing difficulties in receiving payments on time. When setting up a credit risk management policy for mortgage loans, a bank should start with describing conditions and rules for identification, measurement and monitoring of the credit risk. The primary criteria for risk

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