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Albert J. Fredman is an adjunct professor of Finance at USDs School of Business Administration, where he has taught since September 2003. Prior to joining USDs faculty, Professor Fredman taught for many years in the Finance Department of California State University, Fullerton, where he is now Professor of Finance, emeritus. Earlier in his career, he taught finance at Loyola University of Chicago, the University of Wisconsin-Milwaukee, and the University of Arizona. He holds a PhD in finance from UCLA, an MBA from UCLA, and an undergraduate degree in accounting from San Diego State University. A nationally recognized authority on closed-end funds and mutual funds, Professor Fredman has co-authored four books on investment companies as well as academic articles in the investments field. He wrote a popular mutual fund column for the AAII Journal for more than 10 years. He has been quoted in many periodicals, including The Wall Street Journal and The New York Times. His teaching interests include bank management, corporate finance, economics, investments, and capital and money markets.